html, body, #wrapper {
      height:100%;
      margin: 0;
      padding: 0;
      border: none;
      text-align: center;
   }
   #wrapper {
      margin: 0 auto;

      vertical-align: middle;
      width: 100%;
   }


.copy {
	font-family: "Times New Roman", Times, serif;
	font-size: 12px;
	font-style: normal;
	color: #000000;
}
.copyright {
	font-family: "Times New Roman", Times, serif;
	font-size: 10px;
	font-style: normal;
	color: #000000;
}
a:link {
	text-decoration: none;
	color: #000000;
	font-family: "Times New Roman", Times, serif;
	font-style: italic;
	font-size: 12px;
}
a:visited {
	text-decoration: none;
	font-family: "Times New Roman", Times, serif;
	font-size: 12px;
	font-style: italic;
}
a:hover {
	text-decoration: underline;
	color: #999900;
}
a:active {
	text-decoration: none;
}
.bground {
	background-color: #014F99;
}
.headings {
	font-family: "Times New Roman", Times, serif;
	font-size: 14px;
	font-style: italic;
	font-weight: bold;
	color: #000000;
}
.bullets {
	list-style-type: square;
}